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This is one reason why I don't save my payment method for anything. No saved payment method means one less way for surprise charges.
The craziest part of this story, for me, is it was on the dad’s _company_ credit card. Which might not be as surprising except the reason it was already on file is because the dad used his company’s (not _his_ company, the company he works for as an employee) credit card to buy Roblox for his son previously.
Is this common? I’ve had access to company credit cards before on a one-off basis (never in my name). Do people legitimately make this mistake? “oops, I put it on the company cards”?
if you can get away with putting it on the company card why not? (other than that time ayour 9 year old son spent 118k) hehe
I don't know, morals, perhaps?
Because it’s theft even if you don’t get caught.
Some people are not very smart.
I havent had a company card for a while, but when i had one the end of the month auditing was exhausting, I dreaded having to put together the report... Unfortunately for me, no one else wanted to take on the responsibility so I just had to do that for years...
I'm pretty sure I'm allowed to put personal expenses on my company card but I anyway always have to upload a receipt and for personal expenses I will have to reimburse them (FAANG).
This isn't a bad system because it allows for use in case of absolute emergency, but you have the safeguard of anyway requiring a receipt and a justification.
When I had a corpo card that was basically it - I can use it for any personal spending as long as it's reimbursed by the next payment. Which could get a bit scary in theory because there was no reasonable limit on it as far as I can tell. "I wonder if I could buy a helicopter on that card" (or other weird things) was a running joke.
The article just says he used that card. They did not say it wasn't paid off.
He also says in the video that he spent 20$ with the company card on ads. (which probably made it much easier for the kid to spend much more on it)
I used to have a company credit card which I didn't use much--and avoided using whenever I could because I got more personal benefits on my own card (and that was a pretty universal attitude among most people to the annoyance of the powers that be). We were personally responsible for the monthly bills ourselves in any case. Never had a corporate card that the company just paid off no questions asked.
i've done this with like a cup of coffee but not something like a game for my kids! What happens in my case is the charge is not approved for reimbursement and it's up to me to pay the bill. I feel bad for that father.
edit: it's a corporate card but it's in my name so I can actually charge whatever i want but the company only reimburses approved charges, whatever is left over is up to me to pay. As a sibling comment said, what everyone does is use their regular personal cards for the rewards/loyalty points and then submit receipts for reimbursement manually. In consulting where you travel a lot this can be thousands per month in rewards.
That was always my situation. Many of us didn't actually like to use corporate cards because we got a few percent back on our personal cards on probably tens of thousands of dollars of reimbursable travel expenses per year. Credit limits weren't really an issue--the banks didn't care as long as they got paid and we had high credit limits if we were spending that much. As far as I was concerned, corporate cards were basically a headache that cost me money.
It's worse than that, because he specifically entered the company card to pay for robux. It's not like he added the company card for an earlier (company) purchase and then it accidentally got used.
Moreover I can't think of any reason why he would be using the company card in the first place. In any company with proper controls you'd have to justify every expense and/or reimburse. It's just simpler to use a personal card, unless he was trying to embezzle some money.
Whenever I've had a company card, it's basically been for the company's benefit except to the degree that large purchases hit my personal credit limits. There may be exceptions like paying for events but I've never been in that situation. But, generally speaking, company purchases on a company credit card are going on an expense report like anything else.
I have a company card on a permanent basis. I have not added it to Apple Pay exactly for this reason, I don’t want to risk accidentally selecting it for a private purchase.
Small business, but basically everyone gets a card. We do not have a procurement department, so we are responsible for our spending. The card is in our name so we would be legally responsible for any purchases made using it.
It helps reconcile purchases orders, and on the accounting side for purchases that aren’t directly attributable to something we track in the ERP.
The dangerous part is effectively it’s tied to virtually unlimited credit without oversight, but it’s a serious criminal offence to miss use it so no one is going to purposely use it for personal expenses (embezzlement/fraud).
A very good friend was in IT support... Clients were visiting the country and his boss couldn't take care of the clients (last minute family issue or something). Somehow he tasked my buddy to "entertain" the clients and gave him a company card.
My friend went berzerk: restaurant, then too many drinks in pubs, then titties-club with champagne bottles etc.
He hardly remembered a thing in the morning and he exploded the company credit card spendings (not $118 K but well into the 5 digits).
The boss told him: "Oh well, at least the clients had fun". And my friend didn't get fired (which he thought he would).
Don't know if it's common but I take it's not that rare.
titties-club is a little passé these days (in my industry anyway) but yeah if you're with a group that represents 7 digits then spending 5 to show them a good time is still pretty common.
Robux has a lot of abuse, so is more likely to deny a legitimate transaction as a false positive. He probably used his own credit card first, it didn't work, and then used his backup card, the corporate card, instead. Then claimed it as a personal expense and paid it back.
Corporate cards are generally set up to allow this. If you're traveling on company business, there's a relatively high chance your personal card gets denied. Especially when on corporate travel -- if you use the corporate card for airplane, hotel and car, the personal card use for souvenirs looks a lot more like stolen card use. Companies don't want employees inconvenienced while on company travel, so they allow use of the company card for personal expenses as long as the expenses get properly claimed and paid back.
I love my kids. But I would never ever buy them robux. And I would never ever buy shit like that on a corporate card. Imagine just explaining that.
Imagine buying stuff they want for your kids?
Imagine buying a new luxury car's worth of virtual currency for your kid on your company's dime. sure, I wanted a Viper as a kid, but I don't think that would be a good enough reason for this.
That's literally not what happened.
He bought YouTube ads with his companies corporate credit card for his kid because his kid was complaining he wasn't getting enough digital attention… there’s so much wrong with this scenario and a couple steps beyond “my kid wants a new stuffy.”
Most companies I think now make you accountable for the card, and unless you provide a receipt showing it is a company expense then you are accountable.
Last time I worked corporate the card even allowed cash withdrawals, and would automatically mark them as personal expenses so I could pay them back.
Very handy when I don’t want to use my money for whatever reason but also don’t want the company to know everywhere I’ve been
I have always had company cards. I never used them except when forced. It’s not a mistake to use it unless you have no business working in a job where you have access to someone else’s money.
I had a company card in the name of the company. The company was reimbursing it. I was supposed to file expense claims and they should match the reimbursement.
I had very high spendings so it would have been easy to smuggle something. I never did that because it is simply stealing.
I now have a company card at my name. The company bears the cost and it has an extended reimbursement time. I have to reimburse it so it is in my interest to file expense claims quickly. But I could use it for anything.
This can be a fairly pure case study on the convergence rate of youtube ads.
Do not let that kid (or his dad) anywhere near an OpenClaw instance.
They should have to ask for the ccv every double in billing average.
Didn't the card have a limit?
Literally the first sentence in the article
"The button said approved every time as nobody had set a limit."
That's not referring to the credit card limit. It's referring to spending limits on the advertising campaign or account.
Corporate cards often have huge limits. See also https://news.ycombinator.com/item?id=49725666
Many corporate cards (or even personal cards for high-earners and impeccable credit) do not have "limits". At least not limits that will be reached with normal usage.
There is undoubtedly still some balance threshold that will trigger an internal account review and probably a phone call, though.
There are so many things wrong with this story before you even get to the headline.
From the information in the article, I can’t really blame Google for this one. This was a series of deliberate blunders on the part of the father. The first blunder was letting a 9 year old have a YouTube account.
Putting aside whether a 9 year old should be making videos, the father should have been the one with the account and managing the channel.
The article doesn't call it out very loudly, but...
"to a company credit card the father had saved to his own Google account, which his son also used"
It sounds like the son didn't have an account. It was just the father's account, with billing info attached with no limits.
But how was the 9 year old able to do any of this unless they had access to some account?
It says his son also used it, so he gave a 9 year old access to it. Same difference.
Question is if it’s reasonable for the father to guess letting the kid use the account would let the kid do this kind of charge. I would say no and put the blame on google.
Yes, I'm saying the father just let the son use his own account. He didn't bother making a child's account for his son. That's at the root of this.
Yes and showing the kid how to spam others when he's unhappy with not having as many viewers ad professional streamers is also questionable.
Well, at least he has the YouTube ads.
I blame youtube. I feel like any online service provider has a duty to verify your identity on transactions over $10k USD by default and that should be enshrined in law. Honestly maybe lower.
And yet I see you are being downvoted. The message being sent is perhaps, "No, it's the dad's fault, not YouTube's."
It's strange to me how much allowance we provide corporations and their schemes to make money, and so little for the stupidity of the users that end up forking over their wages.
I feel something is horribly wrong with these ad-companies if there is no contact and automatic approval for spending over 100k on ads... From seemingly small and unknown entity.
I would expect some verification or contact, but maybe I just don't understand how world operates...
If I remember correctly I got a call from GMG, 15 years ago, to confirm a purchase of … $15 game key. Maybe Google Ads have such great deal with card acquirers they don't care about fraud/chargeback rate. Or it is the other way around, the amount of fraudulent spending is so high they don't even try fighting it.
When I was 9, long ago in the dial-up age, I dialed into a long distance number within our area code and we got a $100 charge for my using Active Worlds.
Suddenly, I don't feel so bad about that anymore.
My internet provider in the early 90s maintained a Unix system with pine and lynx; it only allowed access to WWW a few months after we subscribed to their dial-up. I didn't know what to do with that remote system, but I knew `cd` and `ls`, so I looked around. Somewhere on the filesystem, I found a Hexen (IIRC) demo, and decided to download it via Kermit (the only tool/protocol I knew how to use). It took almost a day to finish, but in the end it ran - I was overjoyed. I somehow even found a cheat code for all weapons, and spent a few weeks playing the first 2 levels, while occasionally poking around in the remote system. Then the phone bill came - for 7x more than normal, on top of the ISP subscription - and I lost access to both the Internet and the computer for more than a month. Needless to say, I learned to watch that connection timer like a hawk, and it served me well for the next 10 years before broadband connection was available.
Hexen was worth it tho, good taste!
$118000 and just 37k subs. A shit retern!
Or kids are bad at setting up ad campaigns.
Should the father have been more involved to prevent this kind of thing? Sure.
Should tech companies make this kind of thing this easy? No.
Everyone in here defending our corporate overlords has had the Overton window moved so far on them that they've lost perspective on how companies should be expected to be part of the social contract.
We should be building a world that makes it easy for people to do the right thing. Not penalizing them for accidentally doing the wrong thing because nothing matters anymore but the shareholders.
Youtube is a fact of life for modern parenting, and it has absolutely atrocious parental controls. As we all know, these companies are filled with people who are perfectly capable of building systems that function to make the world better and easier for everyday people like the father in this story.
And yet somehow we're defending the fact that they're doing the exact opposite...
Everyone that thinks its reasonable for someone to set up an ad campaign for their 9 year old son's YouTube channel also has a very warped perspective and is well aligned with the companies you want to blame.
Google specifically. The amount of people that "participate" in any thread related to Google posting and upvoting narratives that are good for it is staggering. The ones holding Google accountable are always at the bottom of the threads, flagged.
This is really terrible, I feel deeply for the father's predicament.
This ought to be a salient lesson: never store card details online despite the convenience. Further, as I do, use only a debit card for online purchases with the available credit only marginally more that for one's immediate purchase. It's also an excellent policy in case of being hacked.
Companies that allow employees to use cards with essentially unfettered credit have to take a large amount of the blame in circumstances such as this. There's no reason other than bad policy or irregular monitoring of expenses to allow expenses of this magnitude to build up. The company's financial policies need drastic overhaul.
The father also has to take at least some responsibility for adding the card to a device that the kid is using unsupervised. He also did set up the initial ad campaign instead of doing something more reasonable when the kid was unhappy about not having many viewers on his channel. He gave the kid the opportunity, showed the kid how to do it and then the kid did it some more.
I feel like there is a bizarro world I’m not privy to….
I cannot relate to this story as a Dad of a 7 year old..
1. Dad setting his son up on YouTube with his own channel at 9!
2. Proceeding to tell him about the creepy world of ads and targeting.
3. Creating an ad campaign for the kid!
4. Putting that charge on a company card!
5. Saving the card in an online account! Probably means the kid was using the Dad’s account?
6. When things go south, even saying the words “matter has been escalated and he does not yet know whether he will get to keep his job or have to repay the costs.” as if it is all the universe’s or someone else’s fault… or such a common mishap that it is worthy of just waived away.
As judgemental as it sounds… I feel sad for the outcome, but even more sad if this is the normal in our society of today :-(
i don't think it's that normal which is why it's newsworthy. I'm a father of a 16 and 14 year old. The 14 year old had a youtube channel when he was 9 or 10. I helped him set it up, he was making Minecraft tutorials which I thought was pretty cool.
"after the (9-year old) boy complained about views"...what a time to be alive.