It feels like an daunting and impossible task to find insurance for a company trying to rent humanoids for events and parties. How in the world are Neos and Telsa Optimus going to get insurance coverage if they are inside a home?
Are they just big players so they can get hold of risk underwriters and get them to approve it. But a small company that is trying to build rent robots for parties or conduct educational workshops using humanoids cannot get even general liability.
If you make robots then you are probably looking at product liability insurance, not general liability insurance…though a robotmaker would usually have that too for general liability.
I'm not looking for manufacturer. I bought robots from a manufacturer and I have build some custom apps like adding a voice agent for Halloween. i also have simplified some devtooling for RL. I have some universities asking me to showcase the bots and sample apps in their AI innovation centers so that students get exposure to programming robots.
But for me to go on the campus with robots they want me to carry 2M in general liability. When I speak to insurance providers they are putting in a category that is not insurable by the common home, auto and small biz insurance.
I think, not that I know, that they are expecting YOU, not your robots to have the liability insurance. If they go crazy, I think it is you they sue. Not the robots.
Are they just big players so they can get hold of risk underwriters and get them to approve it. But a small company that is trying to build rent robots for parties or conduct educational workshops using humanoids cannot get even general liability.
I think you have some insurance from companies. Or not. In case of murder we’ll got a cool idea for the new film about robots
dude take a chill pill...the robots I have are 3 ft and weigh 40 lbs.
Is it murder if a rented lawnmower kills a person?
General liability umbrella policy for $1-$5MM is like $1-5k / year.
Renting robots for parties probably requires a rider.
the insurance industry is robophobic. they don't understand the fn difference between T800 robot in a boxing ring and a kid sized booster K1.
If you make robots then you are probably looking at product liability insurance, not general liability insurance…though a robotmaker would usually have that too for general liability.
But I am not an insurance agent.
I'm not looking for manufacturer. I bought robots from a manufacturer and I have build some custom apps like adding a voice agent for Halloween. i also have simplified some devtooling for RL. I have some universities asking me to showcase the bots and sample apps in their AI innovation centers so that students get exposure to programming robots.
But for me to go on the campus with robots they want me to carry 2M in general liability. When I speak to insurance providers they are putting in a category that is not insurable by the common home, auto and small biz insurance.
I think, not that I know, that they are expecting YOU, not your robots to have the liability insurance. If they go crazy, I think it is you they sue. Not the robots.
When in doubt, I hear Llyods of London will insure anything, for the right price.